Terms of Use & Disclaimers

TERMS OF USE AGREEMENT:

This Terms of Use Agree­ment (“agree­ment”) is entered between and by “you” (the reader or any other user of this weblog, also known as Thrifty Patient the “Site”), Nathan Carroll (the “Principal author”) and the Thrifty Patient team (the ‘team’).  Access to the Site, and any use thereof, is sub­ject to the terms and con­di­tions set forth herein.  By access­ing, read­ing or oth­er­wise using the Site, you hereby agree to these terms and conditions.

This agree­ment con­tains dis­claimers and other pro­vi­sions that limit the Author’s lia­bil­ity to you.  Please read these terms and con­di­tions fully and care­fully.  If you do not agree to be bound to each and every term and con­di­tion set forth herein, please exit the Site and do not access, read or oth­er­wise use infor­ma­tion pro­vided herein.

By access­ing the Site and/or read­ing its con­tent, and/or using it to find infor­ma­tion on any other web­site or infor­ma­tional resource, you acknowl­edge and agree that you have read and under­stand these terms and con­di­tions, that the pro­vi­sions, dis­clo­sures and dis­claimers set forth herein are fair and rea­son­able, and that your agree­ment to fol­low and be bound by these terms and con­di­tions is vol­un­tary and is not the result of fraud, duress or undue influ­ence exer­cised upon you by any per­son or entity.

DISCLAIMER REGARDING SITE CONTENT AND RELATED MATERIALS

The Con­tent may be changed with­out notice and is not guar­an­teed to be com­plete, cor­rect, timely, cur­rent or up-to-date.  Sim­i­lar to any printed mate­ri­als, the Con­tent may become out-of-date. The Author under­takes no oblig­a­tion to update any Con­tent on the Site.  The Principal author may update the Con­tent at any time with­out notice, based on the Principal author’s sole and absolute dis­cre­tion. The Principal author reserves the right to make alter­ations or dele­tions to the Con­tent at any time with­out notice.

Opin­ions expressed in the Site are not nec­es­sar­ily those of the Principal author or team.  Any opin­ions of the Principal author have been con­sid­ered in the con­text of cer­tain con­di­tions and sub­ject to assump­tions that can­not nec­es­sar­ily be applied to an indi­vid­ual case or par­tic­u­lar cir­cum­stance.  The Con­tent may not and should not be used or relied upon for any other pur­pose, includ­ing, but not lim­ited to, use in or in con­nec­tion with any legal proceeding.

From time to time, the Site may con­tain health– or medical-related infor­ma­tion that is sex­u­ally explicit. If you find this infor­ma­tion offen­sive, you may not want to use the Site.

DISCLAIMER REGARDING THIRD PARTY LINKS

The Site may, from time to time, con­tain links to other (“third party”) web sites. These links are pro­vided solely as a con­ve­nience and not as a guar­an­tee or rec­om­men­da­tion by the Principal author for the ser­vices, infor­ma­tion, opin­ion or any other con­tent on such third party web sites or as an indi­ca­tion of any affil­i­a­tion, spon­sor­ship or endorse­ment of such third party web sites.

If you decide to access a linked web­site, you do so at your own risk.  Your use of other web­sites is sub­ject to the terms of use for such sites.

The Principal author is not respon­si­ble for the con­tent of any linked or oth­er­wise con­nected web sites.  The Principal author does not make any rep­re­sen­ta­tions or guar­an­tees regard­ing the pri­vacy prac­tices of, or the con­tent or accu­racy of mate­ri­als included in, any linked or third party web­sites.  The inclu­sion of third party adver­tise­ments on the Site does not con­sti­tute an endorse­ment, guar­an­tee, or rec­om­men­da­tion.  The Principal author makes no rep­re­sen­ta­tions and/or guar­an­tees regard­ing any prod­uct or ser­vice con­tained therein.

DISCLAIMER OF ALL WARRANTIES

Con­tent made avail­able at the Site is pro­vided on an “as is” and “as avail­able” basis with­out war­ranties of any kind, either express or implied. Under no cir­cum­stances, as a result of your use of the Site, will the Principal author be liable to you or to any other per­son for any direct, indi­rect, inci­den­tal, con­se­quen­tial, spe­cial, exem­plary or other dam­ages under any legal the­ory, includ­ing, with­out lim­i­ta­tion, tort, con­tract, strict lia­bil­ity or oth­er­wise, even if advised of the pos­si­bil­ity of such damages.

AGE RESTRICTION

The Site is intended for per­sons eigh­teen (18) years or older. Per­sons under the age of eigh­teen (18) should not access, use and/or browse the Site.

INDEMNIFICATION

You agree to indem­nify and hold the Author harm­less from any claim or demand, includ­ing attor­neys’ fees, made by any third party as a result of (1) any con­tent posted or made avail­able by you on this Site, (2) any vio­la­tion of law that occurs by you through the Site, and/or (3) any­thing you do using the Site and/or the Con­tent con­tained therein.

MODIFICATION

The Author may mod­ify the terms and con­di­tions of this Agree­ment in whole or in party at any time for any rea­son with­out any notice to you, based on her dis­cre­tion.   Such mod­i­fied terms and con­di­tions shall super­sede these terms and con­di­tions and shall become bind­ing when pub­lished online on the Site.

ENTIRE AGREEMENT

You accept that this Agree­ment rep­re­sents the entire under­stand­ing between you and the Author con­cern­ing use of the Site.

Last update: 2/9/2019